Insurance Services

The risk of death, disability or incurring ever increasing costs associated with end-of-life care are real and something we all must prepare for. 

1st & Main’s experienced, local financial professionals use insurance sparingly and only as a risk-management tool, not as a long term investment strategy. Like your need for home or auto insurance, life presents many unknown variables along the way. Until you reach the life stage when assets are in place to protect you and your family, we will help you to leverage certain types of insurance to mitigate potential risks. Once in your confidence zone we will then gage transitioning your risk-management needs to that of wealth transfer, wealth preservation or other often times philanthropic goals. 

This is all part of our financial planning process and we are here to make sure your needs are being met in both in your growth and earnings and retirement life stages. 

Our ultimate goal to is help provide just the right amount of insurance coverage while keeping premiums as affordable as possible.